In this talk from the Calgary Real Estate Investor Hub, real estate lawyer Scott Bollinger breaks down several creative real estate financing strategies used by investors in Alberta, including vendor take-back financing, wholesaling (assignment of contract), joint ventures, private lending, caveat loans, rent-to-own structures, and agreements for sale. He explains how each strategy works, the legal risks involved, how investors can protect themselves, and common mistakes that can lead to financial loss. This session is ideal for both new and experienced real estate investors who want to better understand creative deal structures and how to use them safely and effectively.
Key Takeaways
- Not every creative financing structure works in every situation — knowing when to use each one is just as important as knowing how.
- Alberta has specific legal nuances that affect how these deals are structured, and what works in other provinces may not apply here.
- Disclosure and transparency with lenders upfront can save investors significant legal and financial headaches down the road.
- Each structure carries its own risk profile — understanding those risks before you commit is essential.
- Having a backup exit strategy is not optional. It is a core part of structuring any creative deal safely.
- Corporate vs. personal ownership is not a simple decision — the tax and liability implications depend heavily on how the deal is structured.
- Common mistakes in these deals are avoidable, but only if you understand the legal framework behind them.
🔗 Looking to invest in Calgary? Let’s Chat!:
https://meet.calgaryreihub.com/team/calgary-real-estate-investor-hub/meet-with-calgary-real-estate-investor-hub
